See every dollar, sorted.
Transactions are categorized the moment they clear — and explained in plain language, not pie-chart soup.
Spending · this week$486 total
Meridian watches your spending, moves the spare change into savings, and grows every idle dollar — automatically, and beautifully explained.
APY on every vault. No tiers, no minimums, no hoops — your savings just compound.
Dining is down 18% vs September. Meridian moved the difference into your Rainy Day vault.
+ $62.00 saved
Meridian runs three systems on every account you connect — each one visible, explainable, and always on.
Transactions are categorized the moment they clear — and explained in plain language, not pie-chart soup.
Round-ups, payday sweeps, and spare-cash rules stack quietly into vaults — a few dollars at a time.
Vault cash earns a top-of-market rate from day one. Watch it pull away from a big-bank account.
Not a report you dig for — a picture that draws itself. Hover any month; every number is real, categorized, and explained.
Your money sits at FDIC-member partner banks. Your data never leaves encrypted storage. Ever.
Deposits are held at member banks and insured up to $250,000 per depositor.
AES-256 at rest, TLS 1.3 in transit. Credentials are tokenized — we never store them.
Independently audited controls, re-certified annually. Reports available on request.
Face ID or fingerprint by default, with device-bound keys — not SMS codes.
The core of Meridian — insights, auto-save, and the full 4.60% APY — costs nothing. Plus is there when your money gets more complicated.
Download Meridian, connect an account, and watch the first insight land in under two minutes.